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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Which type of Medicare Supplement information can be used without prior state approval?

A) Insurance company brochures
B) Television advertisements approved by the insurer
C) Government publications
D) Radio announcements approved by the insurer

2. It is unlawful for a person to provide an advertisement that:

A) Points out coverage advantages of a policy
B) Uses a policy title to misrepresent a coverage
C) Makes a comparison of benefits between policies
D) Refers to the insurer's financial rating

3. When a producer engages in unfair practices, all of the following are true EXCEPT:

A) The Maryland Insurance Administration can suspend the producer's license
B) The Maryland Insurance Administration's decision is final
C) The Maryland Insurance Administration can issue a cease and desist order
D) The Maryland Insurance Administration can investigate the problem and hold a hearing

4. The Maryland State Benchmark Plan applies to which of the following?

A) Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014
B) Medicaid plans sold through the Exchange
C) Individual Health Benefit Plans sold through the Exchange
D) Medicare supplement plans sold outside the Exchange prior to January 1, 2014

5. Which statement is true of trade association groups eligible for group medical benefits?

A) The association membership primarily consists of large employers
B) Employer contributions are usually waived
C) Such associations are formed for the purpose of purchasing insurance
D) Members of the association are usually in the same industry

Solutions: